Defendable vs Stoik
Defendable is a Services firm that works with your existing tools. Stoik is a Cyber insurer that works with your existing tools. Defendable targets Mid-market and Enterprise organizations; Stoik serves SMB.
Buyer brief
Defendable is a Services firm that works with your existing tools. Stoik is a Cyber insurer that works with your existing tools. Defendable targets Mid-market and Enterprise organizations; Stoik serves SMB.
Defendable (Services firm) and Stoik (Cyber insurer) serve different buyer profiles. Your decision depends on whether you prioritize Defendable's defendable mdr fits nordic buyers that want norwegian soc monitoring, microsoft sentinel-friendly... or Stoik's stoik removes the friction of buying cyber insurance and mdr separately by bundling both for euro....
At a glance
| FIELD |  |  |
|---|---|---|
| Best fit | Norwegian and Nordic buyers that want MDR operated from Oslo and Gjovik | European SMEs wanting cyber insurance and MDR in one broker-sold bundle |
| Price | Custom quote | Custom quote |
| Response authority | 1/6 actions · Configurable | 0/6 actions · Approval required |
| Stack | Works with existing stack | Works with existing stack |
| Data access | Dashboards | Dashboards |
| Warranty | None listed | None listed |
- Best fit
- Norwegian and Nordic buyers that want MDR operated from Oslo and Gjovik
- Price
- Custom quote
- Response authority
- 1/6 actions · Configurable
- Stack
- Works with existing stack
- Data access
- Dashboards
- Warranty
- None listed
- Best fit
- European SMEs wanting cyber insurance and MDR in one broker-sold bundle
- Price
- Custom quote
- Response authority
- 0/6 actions · Approval required
- Stack
- Works with existing stack
- Data access
- Dashboards
- Warranty
- None listed
Detailed comparison
| FIELD | DefendableTECH-AGNOSTIC | StoikTECH-AGNOSTIC |
|---|---|---|
| Fit | ||
| Target size | Mid-market, Enterprise | SMB |
| Sentiment | Mixed | Mixed |
| Your stack | ||
| Approach | Works with your tools | Works with your tools |
| EDR integrations | Microsoft Defender | CrowdStrike |
| SIEM integrations | Microsoft Sentinel | None listed |
| Coverage | EPEndpoint: CoveredCloudCloud: LimitedIDIdentity: LimitedSaaSSaaS: LimitedNetNetwork: LimitedOTOT/IoT: Not covered | EPEndpoint: CoveredCloudCloud: Not coveredIDIdentity: Not coveredSaaSSaaS: Not coveredNetNetwork: Not coveredOTOT/IoT: Not covered |
| Response | ||
| Response type | Active Remediation | Guided Response |
| Approval policy | Configurable | Approval Required |
| Response actions | Custom playbooks | Alert and notify only |
| IR included | Separate | ✓ Included |
| Cost | ||
| Price range | Not published | Not published. MDR is not priced separately from insurance. |
| Minimum seats | None | None |
| Breach warranty | – | – |
| More details | ||
| Requires own agent | No | No |
| Endpoints | ✓ Included | ✓ Included |
| Cloud workloads | ~ Limited | Not offered |
| Identity | ~ Limited | Not offered |
| SaaS apps | ~ Limited | Not offered |
| Network | ~ Limited | Not offered |
| OT/ICS | Not offered | Not offered |
| Threat hunting | ✓ Included | Extra cost |
| Response SLA | Not disclosed | Not disclosed |
| 24/7 coverage | ✓ | ✓ |
| Pricing model | Custom quote. Defendable does not publish MDR package pricing. | Bundled annual pricing combining cyber insurance and MDR. Price varies by company size, revenue, sector and coverage tier. Sold through 2,000+ broker partners only. |
| Hidden cost warnings | Public pages do not publish MDR pricing, contract minimums or service-credit language.. Response authority should be defined in writing because named autonomous endpoint and identity actions are not published.. Log storage can sit in the customer's Microsoft Log Analytics tenant or Defendable's platform, so retention and storage costs should be modeled early.. Incident-response retainer SLA is separate language and should not be assumed to be the MDR SLA.. Threat hunting is public, but hunt cadence and staffing are not published. | Requires CrowdStrike Falcon EDR deployment. Cannot use a competing endpoint agent.. MDR is only available bundled with a Stoik insurance policy. No standalone MDR purchase option.. Sold through broker partners only. No direct purchase from Stoik.. Revenue cap: companies up to 1B EUR turnover (expanded from 750M EUR after CyberContract acquisition in September 2025). |
| Data portability | Partial | Limited |
| Contract terms | Custom, Incident Response Retainer | Annual |
| Channels | PortalEmailPhone | EmailPortalPhone |
| Data access | Dashboards | Dashboards |
| Dedicated analyst | – | – |
| SOC regions | Europe | Europe |
| Onboarding | Defendable publishes an MDR onboarding flow covering identification, planning, platform establishment and execution. It does not publish a standard onboarding duration. | CrowdStrike Falcon agent deployment, no minimum endpoint requirement published |
| Industry focus | Not published | Professional ServicesRetailManufacturingTechnology |
| MTTD | Not published | Not published |
| MTTR | Not published | Not published |
| Community view | Defendable has limited MDR-specific public review volume in major English-language review communities. The public buyer case rests on Norwegian SOC delivery, a direct MDR page, Microsoft Sentinel support, proactive threat hunting, a customer portal and incident-response depth. Buyers should validate pricing, response authority, retention cost and contractual SLA terms directly. | Almost no English-language reviews. 10,000+ insured companies and 200%+ YoY growth show market traction in continental Europe. Backed by a16z, Munich Re Ventures and Alven (~$78M raised through Series C in Jan 2026). Practitioner sentiment on MDR quality is impossible to gauge from public sources. |
| Compliance | ISO 27001Norwegian National Security Authority Quality Scheme for Incident Response | GDPR |
| Certifications | ISO 27001:2023Norwegian National Security Authority Quality Scheme for Incident ResponseEco-lighthouse certified | – |
| Founded | 2020 | 2021 |
| Data retention | Defendable says customers can store additional log data in their own Microsoft Log Analytics tenant or in Defendable's log management platform. It does not publish standard MDR retention periods. | Not published |
| API available | – | – |
| Website | Visit → | Visit → |
FAQ
What is the main difference between Defendable and Stoik?
Defendable is a Services firm that is technology-agnostic (works with your existing tools). Stoik is a Cyber insurer that is technology-agnostic (works with your existing tools).
How do Defendable and Stoik differ in response capabilities?
Defendable supports 1 autonomous actions (custom playbooks) and approval is configurable. Stoik supports 0 autonomous actions (none) and requires approval before acting. Incident response is not included with Defendable and included with Stoik.
How does Defendable pricing compare to Stoik?
Defendable pricing: Not published. Stoik pricing: Not published. MDR is not priced separately from insurance.. Watch for with Defendable: Public pages do not publish MDR pricing, contract minimums or service-credit language.; Response authority should be defined in writing because named autonomous endpoint and identity actions are not published.. Watch for with Stoik: Requires CrowdStrike Falcon EDR deployment. Cannot use a competing endpoint agent.; MDR is only available bundled with a Stoik insurance policy. No standalone MDR purchase option..
Should I choose Defendable or Stoik?
Choose Defendable if: norwegian and Nordic buyers that want MDR operated from Oslo and Gjovik. Choose Stoik if: european SMEs wanting cyber insurance and MDR in one broker-sold bundle. Defendable is not ideal for buyers that need public MDR pricing or contractual SLA terms before sales. Stoik is not ideal for organizations needing active remediation or autonomous containment.
Daylight Security
AI-native MDR for buyers comparing active remediation across endpoint, cloud, identity, and SaaS. Daylight works with existing EDR/SIEM stacks and uses ChatOps-native collaboration, so it can be a useful third reference point in this comparison.