Cipher vs Stoik
Cipher is a Services firm that works with your existing tools. Stoik is a Cyber insurer that works with your existing tools. Cipher targets Mid-market and Enterprise organizations; Stoik serves SMB. Cipher includes 0 attack surfaces in base pricing (), compared to 1 for Stoik (Endpoint).
Buyer brief
Cipher is a Services firm that works with your existing tools. Stoik is a Cyber insurer that works with your existing tools. Cipher targets Mid-market and Enterprise organizations; Stoik serves SMB. Cipher includes 0 attack surfaces in base pricing (), compared to 1 for Stoik (Endpoint).
Cipher (Services firm) and Stoik (Cyber insurer) serve different buyer profiles. Your decision depends on whether you prioritize Cipher's cipher xmdr fits buyers that want a vendor-neutral mdr service backed by prosegur and delivered t... or Stoik's stoik removes the friction of buying cyber insurance and mdr separately by bundling both for euro....
At a glance
| FIELD |  |  |
|---|---|---|
| Best fit | Mid-market and enterprise buyers that want a managed service layered over existing security tools | European SMEs wanting cyber insurance and MDR in one broker-sold bundle |
| Price | Custom quote | Custom quote |
| Response authority | 0/6 actions · Approval required | 0/6 actions · Approval required |
| Stack | Works with existing stack | Works with existing stack |
| Data access | Dashboards | Dashboards |
| Warranty | None listed | None listed |
- Best fit
- Mid-market and enterprise buyers that want a managed service layered over existing security tools
- Price
- Custom quote
- Response authority
- 0/6 actions · Approval required
- Stack
- Works with existing stack
- Data access
- Dashboards
- Warranty
- None listed
- Best fit
- European SMEs wanting cyber insurance and MDR in one broker-sold bundle
- Price
- Custom quote
- Response authority
- 0/6 actions · Approval required
- Stack
- Works with existing stack
- Data access
- Dashboards
- Warranty
- None listed
Detailed comparison
| FIELD | CipherTECH-AGNOSTIC | StoikTECH-AGNOSTIC |
|---|---|---|
| Fit | ||
| Target size | Mid-market, Enterprise | SMB |
| Sentiment | Mixed | Mixed |
| Your stack | ||
| Approach | Works with your tools | Works with your tools |
| EDR integrations | Customer EDR | CrowdStrike |
| SIEM integrations | None listed | None listed |
| Coverage | EPEndpoint: LimitedCloudCloud: LimitedIDIdentity: Not coveredSaaSSaaS: Not coveredNetNetwork: LimitedOTOT/IoT: Not covered | EPEndpoint: CoveredCloudCloud: Not coveredIDIdentity: Not coveredSaaSSaaS: Not coveredNetNetwork: Not coveredOTOT/IoT: Not covered |
| Response | ||
| Response type | Guided Response | Guided Response |
| Approval policy | Approval Required | Approval Required |
| Response actions | Alert and notify only | Alert and notify only |
| IR included | Separate | ✓ Included |
| Cost | ||
| Price range | Not published | Not published. MDR is not priced separately from insurance. |
| Minimum seats | None | None |
| Breach warranty | – | – |
| More details | ||
| Requires own agent | No | No |
| Endpoints | ~ Limited | ✓ Included |
| Cloud workloads | ~ Limited | Not offered |
| Identity | Not offered | Not offered |
| SaaS apps | Not offered | Not offered |
| Network | ~ Limited | Not offered |
| OT/ICS | Not offered | Not offered |
| Threat hunting | ✓ Included | Extra cost |
| Response SLA | Not disclosed | Not disclosed |
| 24/7 coverage | ✓ | ✓ |
| Pricing model | Custom quote. Cipher does not publish xMDR package pricing. | Bundled annual pricing combining cyber insurance and MDR. Price varies by company size, revenue, sector and coverage tier. Sold through 2,000+ broker partners only. |
| Hidden cost warnings | Cipher says xMDR works with the existing technology stack, so buyers should confirm which tools are included in the quote and what integration work is extra.. Public pages do not publish response SLAs, contract minimums or service-credit language.. The site names EDR and IPS/IDS integration but does not publish named vendor integrations.. Response wording is broad, so buyers should document pre-approved actions before go-live. | Requires CrowdStrike Falcon EDR deployment. Cannot use a competing endpoint agent.. MDR is only available bundled with a Stoik insurance policy. No standalone MDR purchase option.. Sold through broker partners only. No direct purchase from Stoik.. Revenue cap: companies up to 1B EUR turnover (expanded from 750M EUR after CyberContract acquisition in September 2025). |
| Data portability | Partial | Limited |
| Contract terms | Custom, xMDR Services, xMDR Platform | Annual |
| Channels | Portal | EmailPortalPhone |
| Data access | Dashboards | Dashboards |
| Dedicated analyst | – | – |
| SOC regions | North AmericaEuropeLATAM | Europe |
| Onboarding | Cipher advertises 20 days for full service activation, but buyers should confirm scope and contract timing. | CrowdStrike Falcon agent deployment, no minimum endpoint requirement published |
| Industry focus | HealthcareProfessional ServicesPayments | Professional ServicesRetailManufacturingTechnology |
| MTTD | Not published | Not published |
| MTTR | Not published | Not published |
| Community view | No meaningful MDR-specific buyer-review signal was found in major English-language review communities during this pass. The public buyer case rests on Cipher's Prosegur ownership, xMDR Platform, 24/7 SOC claim, six-SOC footprint, portal access and existing-stack positioning. Buyers should validate pricing, response authority, named integrations and SOC delivery details directly. | Almost no English-language reviews. 10,000+ insured companies and 200%+ YoY growth show market traction in continental Europe. Backed by a16z, Munich Re Ventures and Alven (~$78M raised through Series C in Jan 2026). Practitioner sentiment on MDR quality is impossible to gauge from public sources. |
| Compliance | ISO 27001ISO 22301ISO 20000ISO 9001SOC 1SOC 2PCI DSSCREST | GDPR |
| Certifications | ISO 27001ISO 22301ISO 20000ISO 9001SOC ISOC IIPCI QSAPCI ASVCRESTTF-CSIRTCIPHER-CSIRT RFC2350 | – |
| Founded | – | 2021 |
| Data retention | Cipher says all platform information is online 24/7 and available from any device. No public standard MDR data-retention period was found. | Not published |
| API available | – | – |
| Website | Visit → | Visit → |
FAQ
What is the main difference between Cipher and Stoik?
Cipher is a Services firm that is technology-agnostic (works with your existing tools). Stoik is a Cyber insurer that is technology-agnostic (works with your existing tools). Cipher covers 0 attack surfaces in base pricing vs. 1 for Stoik.
How do Cipher and Stoik differ in response capabilities?
Cipher supports 0 autonomous actions (none) and requires approval before acting. Stoik supports 0 autonomous actions (none) and requires approval before acting. Incident response is not included with Cipher and included with Stoik.
How does Cipher pricing compare to Stoik?
Cipher pricing: Not published. Stoik pricing: Not published. MDR is not priced separately from insurance.. Watch for with Cipher: Cipher says xMDR works with the existing technology stack, so buyers should confirm which tools are included in the quote and what integration work is extra.; Public pages do not publish response SLAs, contract minimums or service-credit language.. Watch for with Stoik: Requires CrowdStrike Falcon EDR deployment. Cannot use a competing endpoint agent.; MDR is only available bundled with a Stoik insurance policy. No standalone MDR purchase option..
Should I choose Cipher or Stoik?
Choose Cipher if: mid-market and enterprise buyers that want a managed service layered over existing security tools. Choose Stoik if: european SMEs wanting cyber insurance and MDR in one broker-sold bundle. Cipher is not ideal for buyers that need public MDR pricing before sales. Stoik is not ideal for organizations needing active remediation or autonomous containment.
Daylight Security
AI-native MDR for buyers comparing active remediation across endpoint, cloud, identity, and SaaS. Daylight works with existing EDR/SIEM stacks and uses ChatOps-native collaboration, so it can be a useful third reference point in this comparison.